United Bancorporation of Alabama Inc (PK:UBAB)
Business Focus: Banks
| Sector: Financials | Industry: Banks |
| See Regulatory Filings on SEC | |
| Company Contact | |
| Address: | 200 East Nashville Avenue ATMORE AL 36502 |
| Tel: | N/A |
| Website: | investors.unitedbank.com/CorporateProfile |
| IR: | See website |
| Key People | ||
| Robert R. Jones President, Chief Executive Officer, Director | David D. Swift Vice Chairman of the Board | Allen O. Jones Chief Financial Officer, Treasurer |
| Business Overview |
| United Bancorporation of Alabama, Inc. is a financial holding company that primarily serves Southwest Alabama as well as Northwest Florida. The Company is a Community Development Financial Institution (CDFI) that operates three subsidiaries: United Bank, Town-Country United Bank and UB Community Development. United Bank is also designated as a CDFI and operates 22 locations across five counties. Town-Country United Bank serves Wilcox County and its surrounding counties. UB Community Development focuses on economic and community development through its New Market Tax Credits, affordable housing and community facilities programs. United Bank has offices in Atmore, Brewton, East Brewton, Flomaton, Monroeville, Frisco City, Bay Minette, Daphne, Foley, Lillian, Loxley, Magnolia Springs, Semmes, Silverhill and Summerdale in Alabama. United Bank serves Santa Rosa County, Florida in Jay, Milton and Pace. |
| Financial Overview |
| For the three months ended 31 March 2012, United Bancorporation of Alabama Inc interest income decreased 2% to $4.4M. Net interest income after loan loss provision increased 7% to $3.5M. Net income applicable to common stockholders increased 49% to $238K. Net interest income after loan loss provision reflects increase in interest earning assets and decrease in interest bearing liabilities. |
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