Element Financial Corporation is an independent financial services company. The Company originates, co-invests in and manages asset -based financings and related service programs with operations in both Canada and the United States. It operates in four verticals: Fleet Management, which provides vehicle fleet leasing, management solutions, and related service programs, including service cards, remarketing, maintenance management and accident services; Rail Finance, with a focus on vendor relationships with rail manufacturers, provides leases and other secured financing for railcars for the North American rail industry; Aviation Finance, which provides leases and other secured financing for corporate airplanes and helicopters, and Commercial and Vendor Finance, in conjunction with manufacturers and distributors, delivers financing and leasing solutions to customers in the transportation, construction, commercial, industrial, healthcare, golf, technology and office products sectors.